What y'all hearing right now

Dave Ramsey while working in the barn.

Dave is far beyond full of shit - not in every way imaginable, but he’s definitely not as legit in the money world as he claims to be

He has good info for beginners whom just discovered him and know nothing about how to manage money - and he has a good few suggestions that will help n00bs get out of debt

He and Chris Hogan are just fame seeking book sellers with basic info for those that are among the misinformed….